Borrow up to $1.5 million of working capital — with no usage restrictions.
We're here to make things easier — and less expensive — for your business.
We're here to help you grow. You're the boss, and you know best when and how to use your funds.
Our Capital Specialists are relationship builders, always there to help our clients make the choices that work best for their businesses.
We'll never charge a client for accelerating their payment term — just another way that we always have our clients' best interests in mind.
We understand small business because we started as one. That’s why we focus on growth potential over credit scores and build real relationships with every customer.
Thousands of small businesses empowered with fast, flexible capital.
Nearly a billion dollars delivered to fuel business growth nationwide.
Decades of experience helping entrepreneurs reach their goals.
Helping U.S. businesses thrive in every state.
For over a decade, we’ve helped 71,000+ small businesses access $3.5B+ in capital needed to fuel their success. At Forward, we provide revenue-based financing, a practical and innovative solution designed for small businesses. That’s why we strive to make our funding process as fast and easy as possible – so it’s one less thing to worry about.
Fundlyft is a trusted provider of working capital for small businesses across the U.S. Since 2008, we've helped tens of thousands of business owners access fast, flexible funding designed to support their growth.
Revenue-based financing gives businesses upfront working capital in exchange for a fixed portion of future revenue. Repayment happens through a set percentage of sales, typically via daily or weekly payments, until the total amount is fully repaid. Learn more at www.whatisrevenuebasedfinancing.com.
Revenue-based financing doesn't have an interest rate, fixed term, or true APR. Instead, each customer agrees to repay a fixed total amount, regardless of how long repayment takes.
APR assumes consistent payments over a set period, which doesn't apply to our model. If a business's revenue drops, payments can be reduced or refunded, extending the payment timeline. This built-in flexibility is one of the key advantages of revenue-based financing.
Because APR calculations don’t reflect these features or the adaptability of our product, they aren’t an accurate way to measure its cost.
Applying with Fundlyft won’t affect your personal credit score—we only perform a soft credit check for the owner. However, we do run a hard inquiry on the business, which may impact your business credit score.
Typically, to qualify with Fundlyft, you must be a US-based business with:
✓ 1 year minimum time in business
✓ At least $10,000 in monthly revenue
✓ 500+ credit score
Rarely, our underwriting team may decide to extend eligibility to businesses who do not meet all of these criteria.