Why Businesses
Choose Fundlyft

Fast Turnarounds

You can be approved and funded within 4 hours, on average.

Flexible Terms

Borrow up to $1.5 million of working capital — with no usage restrictions.

No Application Fees

We're here to make things easier — and less expensive — for your business.

Spend as You See Fit

We're here to help you grow. You're the boss, and you know best when and how to use your funds.

One-to-One Service

Our Capital Specialists are relationship builders, always there to help our clients make the choices that work best for their businesses.

No Prepay Penalties

We'll never charge a client for accelerating their payment term — just another way that we always have our clients' best interests in mind.

Better Funding

What Makes
Fundlyft Unique

We understand small business because we started as one. That’s why we focus on growth potential over credit scores and build real relationships with every customer.

55,000

businesses Funded

Thousands of small businesses empowered with fast, flexible capital.

$990

Millions Distributed

Nearly a billion dollars delivered to fuel business growth nationwide.

18+

Years in Business

Decades of experience helping entrepreneurs reach their goals.

50 

U.S. Coverage

Helping U.S. businesses thrive in every state.

Empowering Growth

The Funding Small Businesses Need to Thrive

For over a decade, we’ve helped 71,000+ small businesses access $3.5B+ in capital needed to fuel their success. At Forward, we provide revenue-based financing, a practical and innovative solution designed for small businesses. That’s why we strive to make our funding process as fast and easy as possible – so it’s one less thing to worry about.

Approval rate
100%
Average ammount per approval
$100K

What Business Owners Are Saying

Honest feedback from business owners who’ve trusted Fundlyft to fuel their growth

Fast, Easy, and Exactly What I Needed! As an owner-operator, cash flow can get tight between contracts. Fundlyft came through fast when I needed to cover repairs and fuel expenses. The process was smooth, and they actually understood my business. Highly recommend them to anyone in the trucking industry!

Marcus T.

MT Freight Hauling LLC

Helped Me Keep My Shop Thriving! Running a small fabric store isn’t easy, but Fundlyft made it feel possible. They helped me secure funding quickly to restock materials and update my shop. As a Filipina business owner, I felt truly supported and respected. I’m so grateful for their help!

Lani R.

Lani’s Fabric & Threads

A Game-Changer for My Airbnb Business! I needed extra funds to renovate and furnish my second Airbnb property, and Fundlyft delivered fast. The process was simple, and their team truly cared about helping me grow. Thanks to them, bookings are up and guests are loving the upgrades!

Jessica M.

Urban Nest Rentals

982+ Trustpilot 4.8 start reviews

487+ Airbng 5 start reviews

182+ Yelp 5 start reviews

897+ Google 5 start reviews

FAQs

Fast, Honest Answers to Help You Move Forward

Have more questions?

Our team is ready to provide the answers you’re looking for.

(702) 824-4514

Fundlyft is a trusted provider of working capital for small businesses across the U.S. Since 2008, we've helped tens of thousands of business owners access fast, flexible funding designed to support their growth.

Revenue-based financing gives businesses upfront working capital in exchange for a fixed portion of future revenue. Repayment happens through a set percentage of sales, typically via daily or weekly payments, until the total amount is fully repaid. Learn more at www.whatisrevenuebasedfinancing.com.

Revenue-based financing doesn't have an interest rate, fixed term, or true APR. Instead, each customer agrees to repay a fixed total amount, regardless of how long repayment takes.
APR assumes consistent payments over a set period, which doesn't apply to our model. If a business's revenue drops, payments can be reduced or refunded, extending the payment timeline. This built-in flexibility is one of the key advantages of revenue-based financing.
Because APR calculations don’t reflect these features or the adaptability of our product, they aren’t an accurate way to measure its cost.

Applying with Fundlyft won’t affect your personal credit score—we only perform a soft credit check for the owner. However, we do run a hard inquiry on the business, which may impact your business credit score.

Typically, to qualify with Fundlyft, you must be a US-based business with:

  1 year minimum time in business
  At least $10,000 in monthly revenue
  500+ credit score

Rarely, our underwriting team may decide to extend eligibility to businesses who do not meet all of these criteria.