Accessible Capital
Flexible requirements and minimal paperwork make funding easier for small businesses.
Fast Process
Complete a quick application, receive a decision within hours, and get funds the same day.
Flexible Programs
Pay based on revenue—lower earnings mean lower payments, without added interest.
Transparent Approach
Clear, honest info and guidance at every step of the way—no confusion, no surprises.
Advanced Technology
Our smart data tools power fast approvals and funding for 700+ industries nationwide.
Getting funds through fundlyft is fast and simple. Our application takes as little as 2 minutes and you can receive a decision and your funds the same day.
Join our 5,000+ satisfied client
from a Fresh Source
We keep it simple—with revenue-based financing, you get upfront cash now and pay it back over time as a small percentage of your future sales.
Need new gear to grow? Use our flexible financing to purchase the equipment your business needs—without draining your cash flow.
Cover day-to-day expenses without the stress. Our financing helps you keep cash flowing smoothly through any season.
Handle unexpected costs or regular bills with ease. Our funding gives you the flexibility to manage expenses on your terms.
Stock up without slowing down. Get the funds you need to purchase inventory and keep your business moving.
Promote your business with confidence. Use our funding to launch marketing campaigns that drive growth and visibility.
Upgrade your space without draining your savings. Use our funding to renovate and refresh your business.
For over 18 years, we’ve helped businesses access the capital they need to grow. From fast approvals to flexible terms, we make funding simple and reliable. Join the 55,000+ businesses that trust us to power their next move.
Business owners across the U.S. trust us for fast, flexible funding solutions. With simple terms and proven results, we make securing capital easy.
Fundlyft, along with our trusted partners, offers strategic working capital—up to $1.5 million—delivered in as little as 24 hours after approval.
Small Business Loan
Revenue Advance
Business Line of Credit
Funds on Demand
Use Funds For Any Business Need
Adjustable PaymentsAt the heart of everything we do is a team driven by integrity, expertise, and a shared mission to help businesses thrive. We’re not just loan specialists—we’re real people who care about your success. Our culture is built on trust, innovation, and a commitment to going above and beyond for our clients every step of the way.
Passion for Small Business
Accountability
Fast & Responsive
Problem Solvers
Expert Knowledge
Transparency
Team Synergy
Client-First Attitude
We make funding accessible for underserved small businesses with simple, attainable requirements. You’ll need 1+ year in business, $10K+ monthly revenue, and a 500+ credit score.
Our application is quick and simple, requiring just basic business and personal info. Most clients submit minimal docs like ID, bank statements, and a voided check—rarely more.
We begin underwriting right away after receiving your info, ensuring fast, reliable approvals that rarely change. Most clients receive a clear decision within just a few hours.
Once approved, we hold a quick funding call to clearly review terms and answer any questions. With everything confirmed, funds are typically deposited the same business day.
Working Capital
Revenue-Based Financing
Expansion Capital
Same-Day Funding
Small Business Loans
Flexible Funding
We believe every small business deserves a fair chance to grow. That’s why Fundlyft is here—to provide access to capital when others can’t, with funding solutions that are flexible, supportive, and built around your unique journey.
We’ve empowered thousands of businesses with the funding they need to grow and succeed. From main street shops to fast-growing startups, we're proud to power small business success.
We’ve delivered billions in capital to businesses nationwide, fueling growth and opportunity. Our commitment is to provide accessible, reliable funding wherever it’s needed most.
We support businesses across many industries with funding solutions tailored to their unique needs. No matter the sector, we help your business access the capital it deserves.
We’re proud to consistently earn top customer ratings by putting our clients first. Trusted service, a transparent process, and real, reliable results—every time.
Fundlyft is a trusted provider of working capital for small businesses across the U.S. Since 2008, we've helped tens of thousands of business owners access fast, flexible funding designed to support their growth.
Revenue-based financing gives businesses upfront working capital in exchange for a fixed portion of future revenue. Repayment happens through a set percentage of sales, typically via daily or weekly payments, until the total amount is fully repaid. Learn more at www.whatisrevenuebasedfinancing.com.
Revenue-based financing doesn't have an interest rate, fixed term, or true APR. Instead, each customer agrees to repay a fixed total amount, regardless of how long repayment takes.
APR assumes consistent payments over a set period, which doesn't apply to our model. If a business's revenue drops, payments can be reduced or refunded, extending the payment timeline. This built-in flexibility is one of the key advantages of revenue-based financing.
Because APR calculations don’t reflect these features or the adaptability of our product, they aren’t an accurate way to measure its cost.
Applying with Fundlyft won’t affect your personal credit score—we only perform a soft credit check for the owner. However, we do run a hard inquiry on the business, which may impact your business credit score.
Typically, to qualify with Fundlyft, you must be a US-based business with:
✓ 1 year minimum time in business
✓ At least $10,000 in monthly revenue
✓ 500+ credit score
Rarely, our underwriting team may decide to extend eligibility to businesses who do not meet all of these criteria.
Fundlyft was a game-changer for us. We needed fast capital to take on a new contract, and they delivered within 24 hours. The process was straightforward, the team was transparent, and the terms were clear. Thanks to Fundlyft, our company is growing stronger than ever.
After being turned down by our bank, Fundlyft stepped in and made the funding process simple and stress-free. Their team really understood our business and moved quickly to get us what we needed. We’re now expanding into a second location—couldn’t have done it without them!
As a Latina-owned business, it hasn’t always been easy to access funding—but Fundlyft saw the potential in my vision when others didn’t. They made the process smooth, respectful, and fast. With their help, we upgraded our equipment and hired two new employees. Truly grateful.
Business owners are entering 2025 with cautious optimism and a focus on strategy. Despite economic pressures, entrepreneurs continue to push forward, according to Fundlyft’s Trends Report.
Fundlyft’s 2025 Business Insights Report explores how entrepreneurs are navigating growth, cash flow, and uncertainty. The report offers a look at key trends shaping business strategy in the year ahead.
Running a small business means juggling many roles—especially when it comes to finances. Smart financial management is key to driving long-term, sustainable growth.