Business lines of credit can be a great financing option for managing cash flow and funding long-term projects. They can also act as a safety net, ensuring you have access to working capital in the event of an emergency expense or surprise opportunity.
Flexible Terms That Fit Your Needs.
with on-time payments.
A business line of credit provides a set amount of funds that a business can access at any time, borrowing and repaying as needed within the credit limit. Interest is only charged on the amount used, making it a flexible solution for managing cash flow and covering unexpected expenses.
Draw only what you need, when you need it.
Access funds again as you repay—no need to reapply.
Perfect for covering short-term needs or unexpected expenses.
We keep our requirements simple and transparent, so you know exactly what to expect. If you meet these basic criteria, you’re already one step closer to funding.
Your business must be operational for at least one full year.
We require a minimum of $100,000 in yearly business revenue.
A personal credit score of 500 or higher is needed to apply.
We proudly support U.S.-based businesses in all 50 states only.
For over a decade, we’ve helped 71,000+ small businesses access $3.5B+ in capital needed to fuel their success. At Forward, we provide revenue-based financing, a practical and innovative solution designed for small businesses. That’s why we strive to make our funding process as fast and easy as possible – so it’s one less thing to worry about.