Business Line of Credit

$990 Millions delivered

Business Growth Support

Business Line of Credit

Get fast, flexible capital with a business line of credit.

Business lines of credit can be a great financing option for managing cash flow and funding long-term projects. They can also act as a safety net, ensuring you have access to working capital in the event of an emergency expense or surprise opportunity.

  • Revolving Credit – Reuse available credit as you repay.
  • Cash Flow Support – Smooth over slow seasons or delays.
  • Only Pay on What You Use – Interest applies only to withdrawn amounts.
  • Fast Access to Funds – Quickly tap into capital as needed.
  • No Collateral Required – Often unsecured and easy to qualify for.

Flexible Terms That Fit Your Needs.

Build business credit

with on-time payments.

Adaptive Financing

How Does a Business
Line of Credit Work?

A business line of credit provides a set amount of funds that a business can access at any time, borrowing and repaying as needed within the credit limit. Interest is only charged on the amount used, making it a flexible solution for managing cash flow and covering unexpected expenses.

Flexible

Draw only what you need, when you need it.

Revolving

Access funds again as you repay—no need to reapply.

Responsive

Perfect for covering short-term needs or unexpected expenses.

Smart Uses

What can a business line of credit from Fundlyft be used for

Eligibility Check

Ready to Apply? Here’s What It Takes

We keep our requirements simple and transparent, so you know exactly what to expect. If you meet these basic criteria, you’re already one step closer to funding.

12 months

in business

Your business must be operational for at least one full year.

$100K

business annual revenue

We require a minimum of $100,000 in yearly business revenue.

500 FICO®

personal score

A personal credit score of 500 or higher is needed to apply.

50 

states served

We proudly support U.S.-based businesses in all 50 states only.

Empowering Growth

The Funding Small Businesses Need to Thrive

For over a decade, we’ve helped 71,000+ small businesses access $3.5B+ in capital needed to fuel their success. At Forward, we provide revenue-based financing, a practical and innovative solution designed for small businesses. That’s why we strive to make our funding process as fast and easy as possible – so it’s one less thing to worry about.

Approval rate
100%
Averge ammount per approval
$100K