We believe in the power of small businesses and the positive impact they can have on the communities where we live and work. Every business deserves financial opportunity, including small businesses, which form the backbone of our economy. That’s why we do what we do.
Fundlyft is a Nevada-based financial technology company with an operational hub in the Cancun, Mexico, on a mission to unlock the capital that fuels small businesses across America. Whether facing challenges accessing traditional financing or simply needing a convenient, flexible solution that’s personalized to their needs, we are here. Fundlyft is committed to funding more of the millions of small businesses nationwide. And judging by the news about our company, we’re well on our way!
Our People
We owe much of our success to the talented team members we are lucky to employ. Our diverse and driven group of over 35 people, with 20 based in the United States, and 15 in Cancun, Mexico, is a 100% employee-owned company. We have a 4.2 Glassdoor rating across over 50 anonymous employee reviews.
Maintaining an A+ culture across all our teams – whether they’re working in-office, from home, or anywhere else they choose – is mission-critical for us. We treat our people well because we care about them as individuals, not just workers. A career at Fundlyft is challenging, fulfilling, and fun!
What Matters Most
- Integrity • Integrity is at the core of everything we do. Our transactions follow financial-industry best practices for ethics, privacy, and disclosure.
- Collaboration • We help our clients, employees, and business partners be the best at what they do. Their success is our success.
- Approachability • Our consultants cherish their one-on-one client relationships. Our people enjoy a unique camaraderie that extends to our partnerships, too.
- Innovation • We're constantly gathering and sharing the latest insights on small business finance and overall operations.
These core values inform everything Fundlyft does as a lender, employer, and member of our local and financial services communities.
Our technology
Fundlyft is a Nevada-based fintech with a mission to empower small businesses by expanding their access to essential working capital – and technology is at the forefront of driving that mission. Our proprietary tech and our teams are best-in-class, and have been pivotal in providing over $3.5 billion in funding to over 71,000 of our small business customers across the US. Read on to learn why technology is such an important part of what we do.
01. Innovative Tech Stack
We stay ahead of trends by using modern technologies across backend and frontend development. Our stack includes Ruby, Go, Python, TypeScript, React, and NodeJS for scalable, high-performance solutions.
02. Advanced Cloud Platform
Our cloud-native platform runs on AWS for top-tier scalability, availability, and performance. With Kubernetes, we efficiently manage and scale applications across our infrastructure.
03. Security at the Core
We prioritize security with ongoing investments and a dedicated team using best practices and advanced technologies. Regular audits and threat detection help keep our platform secure and reliable.
Our Commitment to Compliance
We are committed to upholding the highest ethical standards and complying with all applicable laws and regulations. Our core values are grounded in doing the right thing and acting responsibly. It’s critical to our mission, helping us earn the trust of our customers and the stakeholders we partner with to get the job done. It’s also essential to building sustainable success for our business and industry. That’s why we have an entire Compliance team. They are dedicated to ensuring company policies comply with existing law, and monitoring state and federal regulation that impacts small business financing.
Some states, like Virginia, California, Utah, New York, Florida, Georgia, Kansas, Connecticut and Missouri have chosen to pass legislation requiring commercial financing providers to disclose certain information to customers, and other states are considering similar laws. We are actively involved in these discussions and closely monitoring any legislation that could affect our customers and Independent Sales Organizations (ISOs), so we can help them navigate any changes to how they work with us.
Frequently asked questions
Fundlyft is a trusted provider of working capital for small businesses across the U.S. Since 2008, we've helped tens of thousands of business owners access fast, flexible funding designed to support their growth.
Revenue-based financing gives businesses upfront working capital in exchange for a fixed portion of future revenue. Repayment happens through a set percentage of sales, typically via daily or weekly payments, until the total amount is fully repaid. Learn more at:
www.whatisrevenuebasedfinancing.com
Revenue-based financing doesn't have an interest rate, fixed term, or true APR. Instead, each customer agrees to repay a fixed total amount, regardless of how long repayment takes.
APR assumes consistent payments over a set period, which doesn't apply to our model. If a business's revenue drops, payments can be reduced or refunded, extending the payment timeline. This built-in flexibility is one of the key advantages of revenue-based financing.
Because APR calculations don’t reflect these features or the adaptability of our product, they aren’t an accurate way to measure its cost.
Applying with Fundlyft won’t affect your personal credit score—we only perform a soft credit check for the owner. However, we do run a hard inquiry on the business, which may impact your business credit score.
Typically, to qualify with Fundlyft, you must be a US-based business with:
✓ 1 year minimum time in business
✓ At least $10,000 in monthly revenue
✓ 500+ credit score
Rarely, our underwriting team may decide to extend eligibility to businesses who do not meet all of these criteria.